This story happened to me back in 1997. I was 24 years old, and I was living together with my best friend from college Erica Benson. At least she was my best friend before we moved in together. After sharing the same apartment, we ended up never speaking to each other again. And what she did to me I’ll never ever forgive her for it. I still to this day get upset whenever I think about it.

Erica fell on bad times about two months after we got settled in. First, she broke up with her boyfriend, then she lent her car to someone else, and they totaled it in an accident. Then she lost her job, and she stopped paying her half of the rent. She asked me to pay the bills for her until she got a job, so I did. She promised to pay me back, and she was my best friend so of course I paid for everything.

Two months later, Erica still did not have a job and she owed me close to 500 dollars. She got a new boyfriend named Billy, and she spent most of her time with him every day. We stopped hanging out altogether, and it got to the point that we weren’t even in the apartment at the same time anymore. She seemed to only come home while I was working.

It was August 1st; I came home at 6pm and found that Erica was gone and left a note on the refrigerator door for me. It said ‘Gone for the weekend. Going to my mother’s.’ I was so pissed off. She ditched our bills again. I didn’t have the money to keep supporting her but if I didn’t pay everything then I would lose out too.

So, grudgingly, I wrote out and paid for everything once more. I then decided to let it all go and enjoy my whole weekend alone. I figured, I’d just reason with her when she got back from her mother’s. Besides, why ruin the weekend getting mad. I ordered a pizza, cracked a bottle of wine, and changed into my favorite most comfortable nightgown. I was sitting on the couch looking through the cable guide for something to watch when the buzzer rang.

‘Hmm, I thought. That pizza got here fast.’ Without even thinking, I jumped up from the couch and ran to my purse to get the money before I then raced down the stairs and towards the door. Folks, I was only wearing one thing on my body, the tiny light purple nighty that I slept in each night. No underwear, no bra, just two thirds up the thigh sheer lacy ‘pajamas’ that was more like a piece of lingerie.

I am 5’5” and I weigh 115lbs. My figure measurements at the time were 34-24-36 and I had long brown hair down just past my shoulders. My legs were shapely, and my ass was tight. Erica, on the other hand, was tall and big boned. She stood at 5’9” and weighed a good 135 lbs. She had fake 36C’s and measurements of 36-26-38. Here long platinum blonde hair went halfway down her back.

When I opened the door there was two Black men standing there. Their eyes bulged and their mouths fell open as they caught a glimpse of my completely nude body through my nighty. My tits, my pussy, they saw everything. Neither one was holding a pizza which kind of sharpened my senses and I quickly scooted my body except for my head behind the door.

‘Can I help you?’ I said, as the adrenaline from running down the stairs wore off and the cool night air came in making me shiver. One of them said they were looking for Erica, and then pushed his way through the door’s threshold. They came in and both sat down on my couch, and I just shut the door and then sat down across the room in an easy chair.

Being hospitable, I offered them both a drink all the while trying to cover myself up by crossing my legs and putting my arms in front of my tits. They asked me where Erica was again. I told them that she wrote me a note saying she went to her mother’s house for the weekend. They did not look happy to hear that. They were so pissed off and truth be told, they were very scary too.

They explained to me that they were loan sharks, and that Erica borrowed a thousand dollars from them two weeks ago. She told them that she needed to catch up on her bills and that she would have an extra two hundred from her father by today and would pay them back. She also told them that her roommate (me) was going to throw her out of the apartment if she didn’t raise the money.



They then said that Erica agreed that if she didn’t have the money by today, that she would allow them to both fuck her. I was shocked to hear that Erica would put herself on the line like that. That she would first borrow from gangsters, but even worse offer up sexual favors to pay it off too. Looking at the two black men and thinking of them fucking my blonde lily-white friend for some reason shot electric jolts through my body.

The one guy, whose name was Biscuit (yes Biscuit), explained the whole situation, while the other guy, Chase was walking around the apartment looking at stuff. Finally, Chase opened Erica’s bedroom door and the three of us were surprised to see that the room was completely empty. Erica was not planning on returning.

Both men started to yell. They were screaming at the situation and especially directly at me. They were convinced that I was in on Erica’s plan to steal their money. I called Erica’s parent’s house, but they said that she never came home. So, Erica ran off with Billy. Things calmed down and it was decided that I would have to pay the thousand dollars. They allowed me not to pay the tax.

First, they took all my savings, which was only $380. They then confiscated the old plasma TV, and a few other household things of value and that brought the total up to $830. That is still $170 dollars. It was then agreed that I would pay them $250 the next week’s paycheck and the whole thousand would be paid off.

Then Biscuit told me that the sex Erica promised them couldn’t be forgotten. They looked at me sitting there in my nightgown and told me that I would have to make good on that promise. As he informed me that they were now both going to fuck me, I pulled my legs up in the chair and sat in a fetus-like ball.

I was 24 years old, so of course, I had had sex before.